Afrobility: Africa Tech & Business

Afrobility: Africa Tech & Business

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Afrobility: Africa Tech & Business
Afrobility: Africa Tech & Business
[Transcript] #32: African FinTech lending - How consumer loan platforms are providing credit across Africa

[Transcript] #32: African FinTech lending - How consumer loan platforms are providing credit across Africa

Transcript for podcast originally recorded on June 27, 2021

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Olumide & Bankole
Feb 12, 2024
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Afrobility: Africa Tech & Business
Afrobility: Africa Tech & Business
[Transcript] #32: African FinTech lending - How consumer loan platforms are providing credit across Africa
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😉 Hello Afrobility readers and listeners!

In June 2021, we explored consumer fintech lending in Africa. It was fascinating to delve into credit practices in diverse markets like India and Brazil, juxtaposed with the landscape of B2C lending startups in Africa.

Companies discussed: Navi, Creditas, Jumo, Carbon, Branch, Tala, Tugende, FairMoney, Shahry, Khazna, NuBank, Safaricom (M-Pesa), Alibaba (Ant Financial & AliPay), Migo (Mines), Numida, Tyme Bank, Lulalend & Evolve Credit

Business concepts discussed: Consumer lending, SME lending, unbanked population, Agency banking, credit assessment, lending risk management & lending (financial services) regulation.

Enjoy & DFTBA!

Olumide Ogunsanwo

  • Personal: Website

  • Afrobility Podcast: Stories and analyses of African technology companies (Website, Listen: Apple podcasts, Spotify & Google podcasts & Read: Substack Newsletter)

  • Adamantium Fund: African B2B fund focused on education, health, finance, food and transportation (Website & memo)

  • Firedom Book: Financial Independence stories of African Immigrants (Website, Substack Newsletter & Buy: Print, eBook or Audiobook)


Transcript starts here

[00:00:00] Olumide Ogunsanwo: Welcome to Afrobility, a conversation about African business and technology. Today we're going to talk about consumer lending in Africa. We'll start by discussing lending in other emerging markets, discuss Africa's credit landscape, analyze lending tech companies across Africa, and end with our overall outlook.This episode was recorded on June 27, 2021. 

Roberto Banchini, how’s it going? 

[00:00:25] Bankole Makanju: Someone's been watching the Euros! You’ll run out of names at some point. I'm good, it's hot in Seattle. It's like 40 degrees Celsius, 100 and something for people who think in Fahrenheit. It's rough. But the city doesn't have air conditioning, which is also a strange thing.

[00:00:43] Olumide Ogunsanwo: What are we talking about today?  

[00:00:47] Bankole Makanju: We're going to talk about lending. Lending, yes. It's a big problem, and continues to be a big opportunity. We've seen really massive businesses built in lending in other parts of the world. Why not Africa?

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